If you are an individual with a specific claim or a referring trial attorney that would like to discuss this matter further, please complete the request form below and I would be happy to follow up with you.

Welcome, how can we help?|

9471 Baymeadows Road, Suite 105 Jacksonville, FL 32256 (904) 396-1100 EMAIL US

What to Do If My Insurance Company Won’t Pay My Claim on a Personal Injury?

Under Florida law, an insurance company is not allowed to deny a valid claim for compensation. A well-documented and valid claim should easily process through their system and in accordance with the terms of their policy and the law. However, this does not always happen.

What Should I Do If The Insurance Company Won’t Pay My Claim on a Personal Injury?

If you are filing a claim for a personal injury due to a car accident and the insurance company will not pay your claim, it is in your best interest to seek the professional services of an attorney.

An attorney can examine the claim for compensation and determine if the insurance company is acting in “bad faith.” Bad faith occurs when a business does not honor the stipulations of a contract that they have entered into. Since an insurance policy is a contract, when the provider does not honor the terms of that policy they are acting in bad faith.

If it is determined that the insurer is acting in bad faith, the attorney can sue the company on your behalf for the full and fair amount of the claim and any additional compensation that you may be entitled to because they acted in this manner.

Ways That Insurers Act In Bad Faith

There are several ways that an insurance company can act in bad faith. These acts include:

  • Refusing to pay out on a valid claim even though it is well documented and processed in accordance with their policy terms.
  • Offering a settlement below fair value of your claim.
  • Eliminating some of the benefits you are entitled to under the terms of the policy.
  • Delaying payment of your claim which can cause you additional financial harm.

These are not the only actions that an insurance company can take to act in bad faith; they are just the most common occurrences. Only an attorney can determine if the actions of an insurance company are not in accordance with the law or their policy.

Protecting Your Rights And Receiving Compensation

If you believe that the insurance company you are working with is acting in bad faith or is not handling your claim properly, you should seek legal representation from a Florida personal injury attorney.

Your attorney can review the terms of the policy and the laws that apply to your case. If they determine that the insurer is in violation of these terms or laws, they will begin actions on your behalf against the insurance company.

The lawyer can demand that the insurer comply with the law and the terms of their policy and provide you with a fair and complete compensation offer. In addition, your attorney may also request additional compensation because of the financial losses you have incurred due to their actions.

As the victim of an accident, you have specific rights under the law to seek compensation for your losses. This right should not be overlooked by an insurance company because they are worried about their bottom line. Protect your rights by seeking legal representation.

How can we help you?Contact Baggett Law for Counsel